September 2008: Back to School Offers, Student Loan Approvals
This month, we have an amazing gas-saving student credit card opportunity, we’ll tell you how to get approved for student loans, and teach you how to find cheap textbooks and save money at retail stores, plus scholarship opportunities everywhere.
Amazing Back To School Credit Card Offers
We live in a credit based society so it’s important that students gain experience with credit and learn to responsibly manage credit cards. Citibank has approved two exclusive offers for our readers which include an unbelievable 10% cash back on gasoline purchases.
Citi(R) mtvU Student Credit Card
Citi(R) Dividend Card for College Students
The Best Way to Get Approved For Student Loans
The credit crisis, which has made student loans more difficult to obtain for some students, isn’t going away quietly. Here’s a few suggestions that will increase your chance of approval:
Private Student Loans - Be sure to have a qualified cosigner as private student loans now require cosigners with excellent credit.
PLUS Loans - Families with less than perfect credit should consider a PLUS loan, which has lower credit restrictions than a private loan.
Saving More Money Back To School Shopping
Save on Textbooks: The average price of a college textbook is in the high double digits, and students will spend up to a thousand dollars a year on books. At our new site, CampusX.com, we offer a free eBook, “How to Find Cheap College Textbooks”, and an online search tool to help you find textbooks for a fraction of what you’ll pay at your campus bookstore.
Avoid Retail Tricks
One of the secrets of marketing is point of sale, the science of getting someone to buy as much stuff as possible in a store visit. This really matters to you as a consumer because once you know how the tricks work, just like any magic trick, they don’t fool you, and you’ll save money.
Scholarships Update - $10,000 Scholarship
Student Loan Network will be holding a $10,000 scholarship drawing on October 31, 2008. There are no GPA or essay requirements, and the registration form is very quick, and easy. Make sure you’re registered at: http://www.studentloannetwork.com/10k
Have you registered for Scholarship Points, our free college scholarship awards site? Scholarship Points gives away $1,000 scholarships each month along with other awards. For more details visit: http://www.scholarshippoints.com
StudentScholarshipSearch.com features over $9 billion worth of scholarships and grants for undergrad and graduate students. New listings are added everyday, so make sure you visit often. http://www.studentscholarshipsearch.com
Reader Q and A
Q: Susan: Nicole: Do you offer Private Loan Consolidation? How do I know if consolidation is right for me?
A: Yes, Student Loan Network does offer Private Student Loan Consolidation. If you are having difficulty making your monthly loan payment(s) than consolidation may be a good decision. By extending your loan terms you will minimize your monthly payment.
Find more information about Private Student Loan Consolidation - http://www.studentloanconsolidator.com/private/
To read more answers to questions like this and to post your own questions, please visit: FinancialAidForum.com - http://www.financialaidforum.com
