In my experience, a big part of the process of picking a credit card is weighing all the different programs available to choose from. There are cards that give cash back, reward points, air miles, and all sorts of other benefits. Some cards even deposit a percentage of your purchases into a savings account in [...]

Let’s face it, college life can get pricey. Every day, students from coast to coast throw their money away without realizing that some of the biggest costs in college can be easily avoided if you’re willing to be a bit resourceful.

Here’s a common concern in this crazy online shopping world of ours – keeping your student credit card out of the wrong hands. Here are some ways to stay safe.

If you have ever seen the movie Confessions of a Shopaholic, you know that it can be extremely easy to work up a huge amount of credit card debt that can absolutely haunt you. In the movie, Isla Fisher’s character, Rebecca Bloomwood, had 12 credit cards — all maxed out — and dealt with the [...]

Often times, you see words or phrases on student credit card offers that may not make a lot of sense or seem misleading. Check out the terms I’ve outlined below and discover what some of the more common snippets actually mean:

cash advance – A cash advance is when you use your credit card like checking [...]

From personal experience, living in the dorms isn’t always the most pleasant experience, and many students choose to move out of the dorms after their freshman year. There are a lot of benefits to getting an apartment, including more privacy and your own room and kitchen, among other things. In addition, apartment living can give [...]

With all of this talk about credit it is hard for high school and college students to weed out the good information and advice from the bad information and advice. Some people preach that credit cards are evil and that there is no need for a student to have one. Other people say that every person over the age of 18 needs to have a credit card. So which is correct? Do college students need a credit card to get by?

Let’s start at the beginning. You’re entering school, and find out that maybe financial aid doesn’t fully cover all your expenses, like books, supplies, maybe a meal or two a week that goes under the radar. You think to yourself… “well ok, maybe I’ll get a credit card — I mean I have to start [...]

Graduating from college and getting your first job comes with a sense of financial independence. However, financial independence comes with financial responsibility. As a college graduate living on your own you will probably have rent payments, car payments and student loan payments among other financial obligations. So how do you balance building your savings with paying down your debt?

When I write about student credit I get more comments that simply say “credit cards are evil!” I can only laugh when I see this because it is so far from the truths. Today’s students have probably seen a lot of credit care misuse by their parents, family members and friends. They have seen people who have buried themselves in debt and ruined their ability to obtain a mortgate, car loan, or even a student loan.