In my experience, a big part of the process of picking a credit card is weighing all the different programs available to choose from. There are cards that give cash back, reward points, air miles, and all sorts of other benefits. Some cards even deposit a percentage of your purchases into a savings account in [...]

One of the major benefits of student loan consolidation is that in most cases, it can lower your monthly payments and make repaying your loans much more affordable. In some cases, you can see reductions of up to half your monthly payment (estimated on the consolidation of $100,000 in federal loans.)
So, assuming you go out [...]

The consolidation section of our Financial Aid forum is consistently littered with questions about how to consolidate certain types of loans. One useful, but tricky loan type is the Parent PLUS.

Let’s face it, college life can get pricey. Every day, students from coast to coast throw their money away without realizing that some of the biggest costs in college can be easily avoided if you’re willing to be a bit resourceful.

Nine times out of ten, you should consolidate your student loans. But for that potential tenth time, you should consider other avenues. Here are three instances where you should NOT consolidate your student loans.

Here’s a common concern in this crazy online shopping world of ours – keeping your student credit card out of the wrong hands. Here are some ways to stay safe.

If you have ever seen the movie Confessions of a Shopaholic, you know that it can be extremely easy to work up a huge amount of credit card debt that can absolutely haunt you. In the movie, Isla Fisher’s character, Rebecca Bloomwood, had 12 credit cards — all maxed out — and dealt with the [...]

How does an extra $1,100 per year sound? It can happen with consolidation. Here’s how.

Often times, you see words or phrases on student credit card offers that may not make a lot of sense or seem misleading. Check out the terms I’ve outlined below and discover what some of the more common snippets actually mean:

cash advance – A cash advance is when you use your credit card like checking [...]

Shakespeare aside, figuring out if student loan consolidation is right for you can be a tricky question. It largely depends on your income and loan interest rates, and isn’t always the right choice for every student.
Currently, both federal and private loans can be consolidated by their separate types. The point of it all is kind [...]